Frustrated noises

[reynardo]

Gorram it. Ok. Some of you may have heard the first part before.

When we first moved into this house in Coburg, the previous residents were rather reticent about giving us their new address to pass things on. We found it by accident after the real estate agent accidentally sent us something meant for them, so forwarded mail to the new place. Then we got a letter from them, no return address, saying that *Wasn't* their new address and please don't send mail there.

Then we got a letter addressed here, to the old residents, containing what felt like a credit card. Being the nosy bitch I am, I opened it. It was the keycard and licence of the son of the previous owner. Whoever had found it had sent it to the address on the Front of the licence (our place) and missed the "new address" on the back. Which was the one they'd denied having before. Riiiiight. I decided to be virtuous (?????) and turned them in at the police station. That was all about 5 years ago or more.

Today we received our notification that as the owners of Our Place, but also the owners of That Other Place, the New Internet was about to be installed at That Other Place.

Which means, I think, that they were pretending they still owned Our Place when they got their finance for the Other Place, including building a set of townhouses on the back garden of said Other Place.

Dodgy. Bloody. Bastards.

TL:DR it looks like the previous owners of Our House have been using it as collateral for a loan. Beasts.

And in other news, I've been diagnosed at last, or at least: Have seen a sleep psychologist. I do not have unresolved sleep issues. I have symptoms consistent with moderate CFS and need a few more tests to confirm. At least I know. *grumps*

Comments

[moxie_man]

And the idiots who gave them said loan didn't do their research to ensure what they claimed was true prior to giving them the loan.

[reynardo]

Indeed. Or maybe they thought it was clear, not realising that the title had changed. It'll be interesting to check out.

[thewayne]

Can you do a title search to make sure no lenders have put a lien against your property in someone else's name? It kind of echoes to me of parents who establish lines of credit in their children's names and then when the kids turn 18 and try to build their own credit they find that theirs is trashed.

VERY scummy, and it would seem to me illegal.

[reynardo]

Definitely. Will be following that up shortly (Thank you)

[thewayne]

You are most certainly welcome!  People who do things like this need to learn that this is wrong, and they need to learn it in the harshest possible terms.

[kerravonsen]

Oh, I'm sure they know it is wrong; what they need to learn is that they can't get away with it.

[thewayne]

Indeed.  I had a problem in buying my condo, the previous owner didn't file a "quit claim deed" which caused a problem with a refi, but that was easily fixed.  Your situation is apparently simple attempted fraud, but it also involves you, which is unacceptable.